Ledger of Life

Have I reached financial freedom?

Financial Freedom Calculator

Can what you have support how you live — and with what degree of confidence?

This page does arithmetic on numbers you enter. It is not advice and it does not predict anything. Every assumption here is yours; Ledger supplies none of them.

Type your own numbers below. The page runs the arithmetic forward, year by year, and tells you the year the balance reaches zero — or that it never does before your end year. Nothing is stored until you ask for the receipt.